Covera for Partners

Insurance,built intoyour product.

Your customers buy home and auto insurance every year — they just buy it somewhere else. Covera puts a live, multi-carrier quote inside your product, bindable in one tap, backed by a licensed brokerage. When your customers need insurance, it happens inside your product — under your brand.

Bindable quotes, not estimatesLicensed & supervisedLives inside your product
Mortgage platformsAuto marketplacesReal-estate portalsNeobanksDealer softwareMortgage platformsAuto marketplacesReal-estate portalsNeobanksDealer software

Covera cobrands into all of them — your product, your brand.

One integration. Two ways it shows up for your customer.

As the moment.

Mortgage approved, car financed, lease signed — Covera appears right when coverage is needed, pre-filled and ready to bind.

As a feature.

A standing insurance tab in your bank, neobank, or app — a perk customers actually use, earning across your whole base, not just one transaction.

Either way: a bindable quote, a licensed brokerage, your brand — and one new line of revenue.

How it works

Embed once. Earn on every customer.

  1. 01
    Embed — One line of code.

    Drop the Covera flow anywhere in your product. We handle the carriers, binding, licensing, and servicing.

  2. 02
    Offer — A bindable quote, not a redirect.

    Bindable prices load inside your UI, pre-filled where you have the data — the whole insurance experience, without your customer ever leaving.

  3. 03
    Earn — A referral fee on every customer.

    Coverage binds instantly within carrier limits; our licensed brokers review the exceptions. You earn on every customer who buys — no license required.

The Covera difference

Insurance that
never leaves
your product.

  1. 01

    Bindable prices, not a lead form.

    Covera is built to return bindable quotes across Canada's major carriers — not estimates your customer has to go verify somewhere else.

  2. 02

    Instant binding, brokers on the exceptions.

    Policies bind instantly within set carrier limits; anything outside them is reviewed by a licensed broker before it binds — so the price always holds. Licensed and supervised by a veteran broker with decades of industry experience.

  3. 03

    Your brand, your flow.

    Cobranded and pre-filled from your data. The transaction never leaves your product.

  4. 04

    We hold the license. You keep the customer.

    Partners earn a referral fee — no license, no E&O, no compliance burden. You pass the intent; we carry everything regulated.

Revenue

The revenue you're already creating.

Every customer who needs coverage is a referral you can earn on. Model it for your volume below — we'll follow up with one built on your actual terms.

200
15%
$1,500
Estimated annual referral revenue
$21,938
$540,000 in annual premium placed through you
Illustrative only. Real terms depend on line of business, channel, and volume.
Get a model for your volume
Storyboard

How it shows up for your customer.

  1. Step 1
    Your customer reaches the insurance moment.

    Mortgage approved, car financed — or just opening the insurance tab in your app. Exactly when they need coverage.

  2. Step 2
    Covera loads inside your UI, pre-filled.

    Address, vehicle, ownership details — carried over from your data. Bindable quotes appear in seconds.

  3. Step 3
    One tap, and they're covered.

    Coverage binds instantly within carrier limits, documents deliver, the policy is active — all inside your product, with your branding.

Integration

Built to go live fast.

Drop-in widget — One script tag.

Embed the Covera flow anywhere in your product. We handle the carriers, binding, licensing, and servicing.

<script
  src="https://embed.covera.ca/v1.js"
  data-partner="your-brand"
></script>
Full API — Cobranded, CSIO-aligned.

Full control of your UI: quote, bind, and policy endpoints, with webhooks for renewals and endorsements.

POST /v1/quotes
{
  "line": "home",
  "risk": { "address": "...", "year_built": 2014 }
}
FAQ

The questions every partner asks first.

Build it into
your product.

Earn on what your customers were buying anyway.

Tell us your volume and we'll come back within 48 hours with a referral model tailored to it.

No sales call, no commitment — just the numbers for your business.

By continuing, you agree that Covera may use these details to respond. See our privacy policy.